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NC State Extension


Saving and investing are tools for creating financial security in the future. They are not the same and we can do both. One must save before having available dollars to invest.

For more information on saving and investing, visit these resources:

Financial Security: Saving and Investing
“Investing for Your Future” Home Study Course

Interested in Saving Your Income Tax Refund?

Some people like to overpay their income tax so they will have a large refund. It’s like a forced savings program. If you choose to do that, you will want to plan what you’d like to accomplish with the refund when you receive it. For some ideas on wise management of tax refunds, take a look at: